LA said:
You know, I tried to look into pet insurance, but I couldn't find one that would cover rodents. How much would it be per month.
You are so right Jen they fight through adversity except when they feel really bad. I mean Pearl had a URI and she still played and bugged and loved all through it. They are tough little things.
Veterinary Pet Insurance (VPI) covers "exotics" to include rats. I pay $8.65/month per rat man. Be careful though when applying. They have a 2 month freeze on insurance payouts when you first sign up.
That means that they won't cover any costs incurred during this time.
When I signed up; I told them about Jerry's "pre-existing condition". The outcome was that they placed that pre-existing condition in his insurance policy and would not pay any treatments stemming from it.
I spent almost $800 on Jerry when he got sick and I never saw a dime. They also do not cover what they call "wellcare treatments". That means neuters, spays, annual exams or lab tests.
If you are beginning to wonder if they cover anything... yes, they have a decent list of things they cover. I do believe that they will pay a significant amount of Basil's treatment but I will not know until I submit the claim form. I'll let you know the outcome.
You may want to have them send you documentation on what they do cover before you sign up. Rats fall, among other animals, under their exotic pet plan.
Their customer care department can be reached at 1-800-540-2016.
I am hoping that, somewhere along the line, the demand for exotic animal care coverage will increase and give our animals the same divine rights they all seem to bestow on dogs and cats. I'm telling you; there is no "pre-existing condition" BS for them. You can sign them up today and have coverage immediately for whatever Bowzer ate that required major surgery for $5000. UGH!!!! It's enough to make you sick. :sick2: :laugh4:
